CLEAR ANSWERS. NO VAGUE RESPONSES.

Daily drawdown is the maximum loss allowed within a single trading day, calculated from the highest equity point of that day — not from the opening balance. For example, if your equity peaks at $103,000 during the day on a $100K account with 5% daily DD, your floor for that day becomes $97,850. Max drawdown is the total loss allowed from your starting account balance across the entire account lifetime. Breaching either results in account termination.

The core rules are consistent, but some parameters change. Profit targets disappear once you're funded (only drawdown rules apply). On 1-Step and 2-Step accounts, the maximum loss rule becomes more relaxed in the funded stage — giving you more room to trade without the pressure of hitting a target.

Yes — if you breach the daily drawdown or maximum drawdown limits on your funded account, the account will be terminated. This is the core risk management mechanism. However, you can always purchase a new challenge at any time. There is no waiting period between challenges, and previous failures do not affect eligibility.

If you breach a rule and fail the evaluation, your challenge is terminated. You can purchase a new challenge at any time. There is no waiting period, no blacklisting, and previous failures have no impact on future attempts. Some traders have passed on their second, third, or even fourth attempt after refining their approach.

No. Rules are locked in at the time of purchase. This is one of our core commitments — what you see is what you get. We do not change drawdown limits, profit targets, or payout terms post-purchase. Any future rule changes only apply to new challenge purchases, never to existing accounts.

Payout requests are reviewed and processed within 24 hours on business days. Payments are issued via bank transfer, crypto (USDT), or Deel depending on your region and preference. We prioritise speed — most traders receive funds the same day they request on weekdays.

On funded accounts, you can request payouts up to once per week. On Instant Funding accounts, payouts can be requested more frequently — up to daily in some cases. There is no minimum profit amount required to request a payout, though a minimum balance must be maintained.

Yes. Your challenge fee is 100% refunded with your very first payout on your funded account. So if you paid $329 for a $100K 1-Step challenge, your first payout will include an additional $329 on top of your profit share. This effectively makes the challenge free if you pass.

We support three payout methods: (1) Bank wire transfer — available globally, processing time 1-3 business days once issued. (2) USDT/crypto — fastest option, available in most countries, processed same day. (3) Deel — contractor payment platform, available in 150+ countries for those who prefer structured payroll-style payments.

Your starting split is set at purchase (typically 80%). This can scale up to 90% as you demonstrate consistent, disciplined trading on your funded account. The exact scaling criteria are outlined in your trader agreement. Instant Funding accounts start at 90% split immediately.

Yes. EAs, automated strategies, and copy trading are permitted on all account types. The only restriction is that tick scalping strategies that exploit latency or platform errors are not permitted, as these are not replicable in live trading conditions. Standard algorithmic and systematic strategies are fully allowed.

Weekend holding is permitted on 1-Step, 2-Step, and 3-Step accounts (both during evaluation and funded stages). It is not permitted on Instant Funding accounts due to the tighter risk parameters and higher leverage on those plans. If you close before market close on Friday, this restriction doesn't apply.

Yes. News trading is fully permitted on all account types. You can trade before, during, and after major economic releases including Non-Farm Payrolls, CPI, FOMC decisions, and other high-impact events. We don't restrict trading around news — if you have a news trading edge, use it.

No. There is no minimum lot size requirement on any account type. Trade the way that suits your strategy — whether that's micro-lots for precision risk management or standard lots for larger positions. Position sizing is entirely your decision.

Yes, you may hold multiple challenge and funded accounts simultaneously. However, accounts may not be used in a way that hedges risk between them (e.g., taking opposite positions across accounts to neutralise drawdown on one). Each account must be traded independently as a standalone risk entity.

After purchase, you'll receive an email with your MT4 or MT5 login credentials within 1-2 hours. Download the platform of your choice, enter the server details and credentials provided, and your account will be live. If you don't receive credentials within 4 hours, contact support.

We recommend MT5 for most traders. It offers more timeframes, better charting, improved order types, a built-in economic calendar, and a faster strategy tester. However, if you have existing MT4 EAs or prefer the MT4 interface, that platform is fully supported with no limitations.

Challenge resets are not currently offered. If you breach a rule, you'll need to purchase a new challenge. This policy exists because resets can incentivise high-risk trading early in a challenge, which undermines the purpose of the evaluation. Purchasing a new challenge gives you a clean slate with no history attached.

Our support team is available 24/7 through our Discord server and email. For account-specific queries, email support@polarfunded.com with your account number. For general questions, Discord typically has the fastest response time. Average response time is under 2 hours during trading days.